Not many of us can get away with paying cash for everything, let’s face it. Credit cards are always a great back up to have in your wallet for when life throws you little surprises.
Whether you choose to use your credit card for the weekly grocery shop, or save it for a rainy day when your car breaks down on the highway, you need a credit card that has as many rewards and discounts as possible to make it worthwhile. With all the choices on the market these days, choosing the right card for you can be a challenge.
There are lots of types of rewards cards out there, so choose a credit card that rewards you with what is most important to you. Here are two examples of the different types of rewards cards out there;
Cash Back Cards
If you have a cashback card money will be refunded to you at the end of every year. The amount returned to you depends on how much you spent that year.
Get rewards for every gallon spent on fuel. Not only that, gas cards usually reward you for grocery shopping and money spent in restaurants.
There are more types of cards out there and the above are just two out of many more available to you.
We have researched the top credit cards with the best rewards and listed them below for you to look at;
Ace Hardware Rewards Card
The Ace Hardware rewards card is a credit card that accumulates points not only in Ace Hardware, but in every store you shop in. It is super easy to track your spending so that you never spend more than you planned.
You can sign up for the card online in just a few clicks. Ace Hardware gives you 10 points for every $1 you spend. If you want to find out what else the Ace Hardware rewards card can do for you check out this site for more details.
Discover it® Cash Back
With this card you can get a whopping 5% cash back when you shop anywhere, you can even get 5% cashback for PayPal top ups! This is a quarterly cash back bonus that is capped depending on your personal limit. The great thing about the Discover it® Cash Back card is that there are absolutely no annual fees.
Marriott Bonvoy Bold™ Credit Card
This card is best suited for those of you that travel on a regular basis. The Marriott Bonvoy Bold™ credit card offers its users 2 points per $1 you spend on travel expenses, i.e. taxi fares and plane tickets and get 3 points per $1 spent in participating hotels. Marriott Bonvoy Bold™ credit card users will still get a point per $1 everywhere else.
Chase Sapphire Preferred®
The Chase Sapphire Preferred® card is a brilliant card for its start up bonus points. New users are spoilt with 60,000 points after you spend $4,000. This sum must be spent within the first three months of owning the card.